Still round the corner there may wait
A new road or a secret gate,
And though we pass them by today,
Tomorrow we may come this way
And take the hidden paths that run
Towards the Moon or to the Sun.
J.R.R Tolkien, ‘Walking Song’, The Lord of the Rings
Twice a year I prepare a summary of total income from my financial independence portfolio. This is my seventeenth portfolio income update since starting this record. As part of the transparency and accountability of this journey, I regularly report this income.
As discussed in my recent post, my primary goal is to maintain a portfolio of at least $3,000,000 which is capable of providing a passive income of around $103,500 (in 2025 dollars).
Portfolio income summary
| Investment | Amount |
| Vanguard Lifestrategy High Growth (retail fund) | $11,622 |
| Vanguard Lifestrategy Growth (retail fund) | $497 |
| Vanguard Lifestrategy Balanced (retail fund) | $792 |
| Vanguard Diversified Bonds (retail fund) | $279 |
| Vanguard Australian Shares ETF (VAS) | $10,919 |
| Vanguard International Shares ETF (VGS) | $5,797 |
| Betashares Australia 200 ETF (A200) | $6,146 |
| Telstra shares (TLS.ASX) | $48 |
| Insurance Australia Group shares (IAG.ASX) | $215 |
| NIB Holding shares (NHF.ASX) | $168 |
| Plenti/Ratesetter (P2P lending) | $3,052 |
| Raiz app (Aggressive portfolio) | $324 |
| Spaceship Voyager app (Index portfolio) | $0 |
| BrickX (P2P rental real estate) | $13 |
| Total Portfolio Income – Half-Year to December 31, 2024 | $39,872 |
The chart below sets out the distributions received on a half-yearly basis from the financial independence portfolio over the past eight years.
