Whoever wishes to read the future has to leaf through the past.
André Malraux
Twice a year I prepare a summary of total income from my portfolio. This is my seventh passive income update since starting this record. As part of the transparency and accountability of this journey, I regularly report this income.
As discussed in my recent post Between Wind and Water, my goal is to build up a portfolio capable of providing a passive income of around $87 000 by July 2021 (Portfolio Objective).
Passive income summary
- Vanguard Lifestrategy High Growth – $9 024
- Vanguard Lifestrategy Growth – $517
- Vanguard Lifestrategy Balanced – $490
- Vanguard Diversified Bonds – $86
- Vanguard ETF Australian Shares ETF (VAS) – $2 904
- Vanguard ETF International Shares ETF (VGS) – $299
- Betashares Australia 200 ETF (A200) – $5 845
- Telstra shares – $43
- Insurance Australia Group shares – $349
- NIB shares – $156
- Ratesetter (P2P lending) – $862
- Raiz app (Aggressive portfolio) – $130
- Spaceship Voyager app (Index portfolio) – $0
- BrickX (P2P rental real estate) – $45
Total passive income in half year to December 31, 2019: $20 750
The chart below sets out the passive income received on a half-yearly basis from the portfolio over the past three and a half years.
The following chart is a breakdown of the percentage contribution of each investment type to the total half-year income.
Comments
The total half year passive income from the portfolio was $20 750, or the equivalent of around $3 460 per month. This was around the bottom of the range of my expectations, and it continues the pattern of lower December half distributions.
This result, however, is still around a third higher than the previous comparable December half, and almost double that of three years ago.
Continue reading “Portfolio Income Update – Half Year to December 31, 2019”